Footnote [14]:
"In my country, only 13 people in 100 obtain an education. In
this century, the accumulation of material possessions has signaled wealth,
but in the 21st Century, it may be the attainment of knowledge that differentiates
the classes." -- Dr. Juan Camilo Ruiz, deputy director, Colombian Institute
for the Development of Higher Education (Quoted from CREAD flyer)